megram - Index

megram - 55Ottawa - Index

You’ve just sat down to dinner.
It’s your favourite: roast beef with
all the trimmings. The table is
set, the food is hot and you’re
looking forward to the pleasant
end of a long day. As your fork is
about to reach your lips, it happens.
Again.
The phone rings. Do you
answer it or let it go to the answering
machine? You pause for a couple
of beats and seriously consider
ignoring the noise, then you
reluctantly get to your feet.
What if it’s the kids or a relative?
Maybe that repairman is
finally returning your call. The
dryer is on the fritz again. What if
it’s something important? You
walk into the other room and pick
up the phone. “Hello?”
You know right away, by the
brief pause, the noise in the
background and the sound of the
voice: “Hello. May I speak to Mr.
or Mrs....”
University of Ottawa FREE SEMINAR
It’s a solicitor. For the
umpteenth time, somebody in
some far away call centre is interrupting
your dinner to ask you for
money.
Ugh.
Another version of the same
thing happens at all sorts of
inopportune times. You’re in the
shower and you hear a knock on
the door. You’re in your bath
robe, enjoying the morning paper
and a cup of coffee, when the
doorbell rings. You’re dishing up
supper and the same thing happens.
It’s somebody asking for a
donation. The timing is enough
to drive you crazy.
Something similar takes place
at the office or at any number of
social events you may attend with
friends and family. Your cousin is
raising money for a good cause.
Your colleague or neighbour is
selling raffle tickets for his grandson’s
hockey fundraiser.
The Tools to Consider
in Estate Planning
Robert Strachan
Investment Advisor and Financial Planner
BMO Nesbitt Burns
WHEN: WEDNESDAY, SEPTEMBER 17, 2008
TIME: 10:00 a.m. to noon
(Coffee and muffins will be provided.)
WHERE: RA Centre, 2451 Riverside Drive,
Outaouais Room
TOPIC: Strategies for successful estate planning,
from bequests to choosing the right executor.
Gift Planning Office
613-562-5800, ext. 3440 | heritage@uOttawa.ca
September 2008 • Ottawa 3 • Fifty-Five Plus Magazine
Planned Giving
That five dollars you had in
your pocket for lunch?
That $20 you had in your
purse to pick up a few groceries
on the way home? In a flash,
unexpectedly, it’s gone.
And you’re not always so
thrilled about the whole scenario.
It’s not that you don’t want
to be generous and contribute.
You do.
In fact, the vast majority of
Canadians believe in giving to
charity and in helping to make the
world a better place. We give our
time and money to a wide variety
of different fundraisers and notfor-profit
organizations. Over the
long run, that $20 here and $50
cheque written there really add
up. It’s often unaccounted for in
your budget, but can burn a sizeable
hole in your wallet.
There is a better way to make
a difference.
It’s called planned giving.
Estate Preservation
Charles Brophy, CFP, RFP, CLU, CSA,
Joyce Owen, CFP, CLU, FDS
Brophy Financial Planning
WEDNESDAY, OCTOBER 8, 2008
10:00 a.m. to 1:00 p.m.
(A light lunch will be provided.)
RA Centre, 2451 Riverside Drive,
Rideau Room
Strategies to minimize tax shrinkage
in your estate, using trusts to reduce
tax to your heirs.